The public key on file may not be this key
What it means
No --jwks-url was given, so smart-doctor cannot compare the key the server has with your private key.
Fix
Compare the thumbprint printed here with the key uploaded to the vendor portal, or pass --jwks-url.
Check it with smart-doctor
Run your login and smart-doctor ranks this cause against the others, with the evidence it found.
npx smart-doctor check my-profile